He Skipped It for Years. Here's What Finally Changed His Mind.

Cole Insure Team

Published on: 04/07/2026

A Liberty retiree avoided Part D for years, convinced he didn't need it. Here's the conversation, and the real 2026 numbers, that finally changed his mind.

Part D

She Changed Her Mind Three Times, and That Was Fine

Cole Insure Team

Published on: 02/07/2026

A Liberty, MO retiree second-guessed her plan choice three separate times during Annual Enrollment. Here's why that's actually allowed, and how AEP really works in 2026.

Enrollment